The website located at www.verygoodquote.com (“Website”) is operated by Very Good Quote, Inc. (“Very Good Quote,” “we,” “us,” or “our”).
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions of these Terms of Use (this “Agreement” or “Terms”) and our Privacy Policy (the “Privacy Policy”), which is incorporated herein by reference. If you do not agree to the Terms of Use or Privacy Policy, you may not access or use the Website.
THIS AGREEMENT CONTAINS AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT WAIVE YOUR RIGHT TO A COURT HEARING OR JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW OR UNLESS YOU OPT-OUT.
Table of Contents
Our Services Your Access and Use of the Services Our Intellectual Property Rights Your Account User-Generated Content Electronic Communications Third Party Links and Services Copyright Infringement Disclaimer of Warranties, Limitation of Liability Dispute Resolution by Binding Arbitration and Class Action Waiver Miscellaneous Our Services
The Website may offer various applications, widgets, email notifications, and other services (collectively, the “Services”) that provide a venue through which you can obtain information and find third-party service providers, such as financial institutions, credit card providers, mortgage brokers, insurance brokers, insurance agents, discount program representatives, and other insurance professionals (“Service Providers”). We do not endorse or recommend the products or services of any Service Provider, and we are not an agent or advisor to you or any Service Provider. We do not validate or investigate the licensing, certification, or other requirements and qualifications of Service Providers.
The Services are broad in scope and do not consider your personal financial situation. Your personal financial situation is unique, and the information on the Website may not be appropriate for your situation. Accordingly, before making any financial decisions, we recommend that you obtain additional information and advice from your accountant and other financial advisors who are aware of your individual circumstances.
Requests for Quotes or Offers. Our Services may give you the opportunity to request to be matched with and receive quotes or offers from Service Providers by providing your name and contact information, such as your email address and telephone number (a “Match Request”). If you make a Match Request or otherwise provide your telephone number or email address on the Website, you expressly authorize Service Providers and Very Good Quote and their agents and partner companies to contact you by telephone, fax, and email at the telephone numbers and email addresses provided, for purposes of providing you with the quotes, products, and services indicated in your Match Request, and for marketing purposes. You agree that such communications may be sent to your mobile phone via an automated telephone dialing system, prerecorded calls, text messages, SMS, MMS, and picture messages, even if the phone number is on a corporate, state, or national Do Not Call list. Further, you agree to receive marketing emails even if you previously opted out of receiving marketing emails from Very Good Quote or specific Service Providers. You also consent to Service Providers and Very Good Quote making automated or prerecorded calls or sending text messages to your mobile telephone number using automated technology concerning your Match Request, including but not limited to reminding you about deadlines or confirming your contact information. Your consent is not required to make a purchase. Without limiting anything in the Privacy Policy, you authorize Service Providers, and their affiliates and third-party service providers, to conduct all necessary research with your information, including checking your credit history if applicable, for purposes of providing you with your Match Request.
Service Providers. It is your sole responsibility to investigate Service Providers. You acknowledge and agree that Service Providers are solely responsible for any services that they may provide to you and that we are not liable for any losses, costs, damages, or claims in connection with, arising from, or related to your use of a Service Provider’s products or services. You are solely responsible for your financial decisions, and we urge you to obtain the advice of financial advisors, insurance agents, brokers, and other qualified professionals who are fully aware of your individual circumstances before you make any financial or insurance decisions. You acknowledge and agree that you rely on your own judgment and that of such advisors in selecting any products or services offered by Service Providers. Further, you acknowledge and agree that we are not a Service Provider, financial institution, insurance provider, or credit card provider. Our Services are limited to helping connect you with Service Providers. We do not, and will not, make any coverage or credit decision with any Service Provider referred to you. We do not issue mortgages, credit cards, insurance coverage, or any other financial products. We do not make any warranties or representations regarding the quotes, fees, terms, rates, coverage, or services offered or made available by Service Providers. We do not guarantee that quotes, fees, terms, rates, coverage, or services offered by Service Providers are the best available. In addition, we do not guarantee that you will be matched with a Service Provider. YOU ACKNOWLEDGE AND AGREE THAT WE ARE SOLELY AN INTERMEDIARY BETWEEN YOU AND SERVICE PROVIDERS, AND WE EXPRESSLY DISCLAIM LIABILITY FOR ANY CONTENT, PRODUCTS, OR SERVICES PROVIDED BY SERVICE PROVIDERS. YOU RELEASE US OF ANY AND ALL LOSSES, COSTS, DAMAGES, OR CLAIMS IN CONNECTION WITH, ARISING FROM, OR RELATED TO YOUR USE OF A SERVICE PROVIDER’S PRODUCTS OR SERVICES.
IMPORTANT NOTICE REGARDING CONSUMER REPORT PRACTICES. BY SUBMITTING A MATCH REQUEST, YOU AUTHORIZE AND AGREE THAT SERVICE PROVIDERS MAY OBTAIN ADDITIONAL BACKGROUND INFORMATION ABOUT YOU TO PROVIDE YOU WITH YOUR REQUEST. FOR EXAMPLE, CONSUMER AND CREDIT REPORTS AND DRIVING RECORDS MAY BE ORDERED IN CONNECTION WITH YOUR QUOTE REQUEST. THESE REPORTS MAY PROVIDE ADDITIONAL INFORMATION THAT MAY ASSIST SERVICE PROVIDERS IN DETERMINING YOUR ELIGIBILITY FOR THEIR PRODUCTS OR SERVICES, AND RATES THAT YOU MAY BE CHARGED. CONSUMER REPORTS MAY ALSO BE USED FOR UPDATES, RENEWALS, OR EXTENSIONS OF ANY INSURANCE YOU MAY OBTAIN. A PROVIDER MAY ALSO OBTAIN AND USE A CREDIT-BASED INSURANCE SCORE CONTAINED IN YOUR CREDIT REPORT. THIS INFORMATION MAY BE COMBINED BY A PROVIDER WITH INFORMATION YOU SUBMIT TO US, AND BY SUBMITTING A MATCH REQUEST, YOU ACKNOWLEDGE THAT YOU ARE PROVIDING YOUR WRITTEN PERMISSION TO OUR SERVICE PROVIDERS TO OBTAIN YOUR CREDIT REPORT.
Your Access and Use of the Services
By downloading, accessing, or using the Website, you represent that you are at least eighteen (18) years old or the legal age of majority in your jurisdiction, whichever is greater, that you are a resident of the United States of America, and that you agree to these Terms. The Website and its contents, including the information available on it, are intended for personal, non-commercial use only and only by U.S. residents. You agree to abide by all applicable federal, state, and local laws and regulations with respect to your use of the Website, and you shall provide only true, accurate, current, and complete information (and updates thereto) when submitting information through the Website. You shall only use the Website as permitted by this Agreement, and you shall not disrupt or intercept
electronic information posted on this Website or on any of our servers or use the Website for any commercial, illegal, or inappropriate purpose. We reserve the right, in our sole discretion, to change, modify, or eliminate and restrict or block access to all or any part of the Website, without notice, at any time, for any or no reason.
The information, data, software, and content viewable on, contained in, or downloadable from the Website, including, without limitation, all software, text, graphics, charts, pictures, photographs, images, videos, line art, icons, and renditions, and their selection, coordination, arrangement, presentation, display, and enhancement (collectively, the “Content”) are copyrighted by, or otherwise licensed to, us or our suppliers. All Content is our property or the property of our software vendors and is protected by United States and international copyright laws. You shall not copy, distribute, redistribute, transmission, publication, or use, other than the non-commercial use of the Content is permitted by you without our prior written permission. You shall not collect or harvest any personally identifiable information, including account names, from our Services. You shall not use any communication systems provided on our Services for any commercial or solicitation purposes. You shall not solicit for commercial purposes any users of our Services without our prior written permission.
Subject to your agreement to these Terms, we grant you a limited license to access, print, download, or otherwise make personal use of the Content in the form of: (i) one machine-readable copy; (ii) one backup copy; and (iii) one print copy, for your non-commercial use. You may not modify the Content or use it for any commercial purpose or any other public display, performance, sale, or rental, decompile, reverse engineer, or disassemble the Content or transfer the Content to another person or entity. Any action by you that, in our sole discretion: (i) violates the terms and conditions of this Agreement or the Privacy Policy; (ii) restricts, inhibits, or prevents any access, use, or enjoyment of our Services; or (iii) through the use of our Services, defames, abuses, harasses, offends, or threatens, shall not be permitted, and may result in your loss of the right to access and use our Services. You shall not modify, scrape, embed, frame, spider, deep link, or use other similar automated data gathering or extraction tools, programs, algorithms, or methodologies, meta tags, or any other “hidden text” to access, acquire, copy, or monitor our Website or Services or any portion of our Website or Services or for any other purpose, without our prior written permission.
Our Intellectual Property Rights
Our names, graphics, logos, page headers, button icons, scripts, and service names are our trademarks or trade dress in the United States and/or other countries (collectively, the “Proprietary Marks”). You may not use the Proprietary Marks without our prior written permission. We make no proprietary claim to any third-party names, trademarks, or service marks appearing on our Services. Any third-party names, trademarks, and service marks are the property of their respective owners. You are solely responsible for any damages resulting from your infringement of our or any third-party’s intellectual property rights regarding the Proprietary Marks and any other harm incurred by us or our affiliates as a direct or indirect result of your copying, distributing, redistributing, transmitting, publishing, or using the same for purposes that are contrary to the terms and conditions of this Agreement.
Your Account
You Must Maintain the Integrity of Your Information. To use certain Services, you may be required to provide us with information about you, which may include personal identifying information, insurance, vehicle and home information, medical and health history information, and financial information. If you provide your information to us, then you agree to provide true, current, complete, and accurate information and not to misrepresent your identity. You also agree to keep your information current and to update your information if any of it changes. Our collection, use, and disclosure of your information are governed by this Agreement and our Privacy Policy, which is incorporated herein by reference.
You Must Maintain the Security of Any Password Issued to You. If our Services require you to create a password to use certain portions of our Services, then it is your sole responsibility to maintain the security of that password. You agree to immediately notify us of any unauthorized use of your password, any unauthorized use of any account that you may have with us, any violation of this Agreement, or any other breach of security known to you in connection with any product or service available on our Services by sending an email to: legal@verygoodquote.com
User-Generated Content
You may be allowed to contribute information and make statements through blogs, messaging, chat rooms, bulletin boards, and other forums available on the Website (“User-Generated Content”). By submitting any User-Generated Content to us or on the Website, you grant Very Good
Quote a perpetual, irrevocable, royalty-free, worldwide, royalty-free, sub-licensable, and transferable license to copy, publish, translate, modify, reformat, create derivative works from, distribute, reproduce, and sublicense such materials or any parts of such materials. You represent, warrant, and covenant that any User-Generated Content you provide does not violate any law or the rights of any third party, and you have the full right to grant Very Good Quote the license specified above. Very Good Quote shall be entitled to use any User-Generated Content without incurring obligations of confidentiality, attribution, or compensation to you. You are solely responsible for all your transmissions, submissions, or postings.
Neither we nor our advertisers are involved in the transmission of User-Generated Content, and neither we nor our advertisers approve or endorse any User-Generated Content. You hereby acknowledge and agree that we do not have control over the User-Generated Content’s quality, correctness, timeliness, safety, truth, accuracy, or legality. Without limiting the foregoing, we reserve the right (but do not undertake the obligation) to remove, edit, and refuse to post any User-Generated Content for any or no reason.
Electronic Communications
When you visit or submit information on the Website or send an email to us, you are communicating with us electronically. You consent to receive communications from us electronically. Although we may choose to communicate with you by postal mail, we may also choose to communicate with you by email or by posting notices on the Website. In addition, you acknowledge and agree that by clicking on the button labeled “SUBMIT,” “DOWNLOAD,” “I ACCEPT,” “GET QUOTES,” ANY LINK THROUGH WHICH YOU SUBMIT CONTACT INFORMATION, or such similar links as may be designated by Very Good Quote to accept these terms and conditions of this Agreement, you are submitting a legally binding electronic signature and entering into a legally binding contract. You acknowledge that your electronic submissions constitute your agreement and intent to be bound by these Terms of Use. Pursuant to any applicable statutes, regulations, rules, ordinances, or other laws, including without limitation the United States Electronic Signatures in Global and National Commerce Act, P.L. 106-229 (the “E-Sign Act”) or other similar statutes, YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE WEBSITE OR SERVICES OFFERED BY VERY GOOD QUOTE. Further, you hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records.
Third-Party Links and Services
The Website may include links or access to third-party websites, such as links from advertisers, sponsors, content partners, business partners, affiliates, Service Providers, and other third parties. Such links and access do not constitute our endorsement of those third parties, nor the products or services of those third parties. We are not responsible for the activities or policies of those third parties. We do not guarantee that the terms or rates offered by any particular advertiser, business partner, affiliate, Service Provider, or other third party on or through the Website are the best terms or lowest rates available.
Copyright Infringement
If you believe that any materials made accessible by Very Good Quote have been used or copied in a way that infringes your copyright or other intellectual property rights, you may request that Very Good Quote remove those materials by providing us with the following information:
1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
2. A description of the copyrighted work or other intellectual property that you claim has been infringed;
3. A description of where the material that you claim is infringing is located on the website (including the specific URL of each item in dispute, which should help us to locate the relevant content);
4. Your address, telephone number, and email address;
5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the copyright or intellectual property owner’s behalf.
Designated Agent. Notice of claims of copyright or other intellectual property infringement can be delivered as follows, by email at: legal@verygoodquote.com or standard mail at [Your Address], Attention Legal Department or by fax at [Your Fax Number].
DISCLAIMER OF WARRANTIES, LIMITATION OF LIABILITY
THE CONTENT AND ALL SERVICES ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND THAT EXTEND BEYOND THE DESCRIPTION ON THE FACE OF THE WEBSITE. THE WEBSITE AND SERVICES ARE OFFERED “AS IS.” WITHOUT LIMITING THE FOREGOING, WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES REGARDING THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT OR THE SERVICES. WE MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE WEBSITE IS FREE FROM ANY VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS, OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING ANY QUOTES OR OFFERS PROVIDED BY SERVICE PROVIDERS, AND ANY IMPLIED WARRANTY IS DISCLAIMED. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE AND THE SERVICES IS AT YOUR SOLE RISK.
WE SHALL NOT BE RESPONSIBLE TO, OR LIABLE TO, YOU, OR ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES THAT INCLUDE, BUT ARE NOT LIMITED TO, DAMAGES FOR ANY LOSS OF PROFIT, REVENUE, OR BUSINESS, AS A DIRECT OR INDIRECT RESULT OF: (I) YOUR BREACH OR VIOLATION OF THE TERMS AND CONDITIONS OF THIS AGREEMENT; (II) YOUR ACCESS AND USE OF THE WEBSITE AND SERVICES; (III) YOUR DELAY IN ACCESSING OR INABILITY TO ACCESS OR USE OUR SERVICES FOR ANY REASON; (IV) YOUR DOWNLOADING OF ANY OF THE CONTENT OR THE COLLECTIVE WORK FOR YOUR USE; (V) THE ACTIONS OR INACTION OF SERVICE PROVIDERS. Notwithstanding anything to the contrary herein, this Disclaimer of Warranties and Limitation of Liability do not apply in New Jersey
Your access and use of our Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of our Services or
other actions that we, in our sole discretion, may elect to take. WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOSS, DAMAGE, OR INJURY CAUSED IN WHOLE OR IN PART BY OUR ACTIONS, OMISSIONS, OR CONTINGENCIES BEYOND OUR CONTROL, INCLUDING IN PROCURING, COMPILING, INTERPRETING, REPORTING, OR DELIVERING THE WEBSITE AND SERVICES. IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US FOR YOUR USE OF THE WEBSITE AND SERVICES. EXCEPT WHERE PROHIBITED BY LAW, IN NO EVENT WILL ANY PROVISIONS OF THIS AGREEMENT LIMIT ANY PARTY’S LIABILITY FOR DEATH OR PERSONAL INJURY ARISING FROM THAT PARTY’S NEGLIGENCE, OR FOR FRAUD.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Dispute Resolution by Binding Arbitration and Class Action Waiver
THIS SECTION CONTAINS AN AGREEMENT TO ARBITRATE, WHICH WILL, WITH LIMITED EXCEPTION, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION. UNDER THE ARBITRATION AGREEMENT, (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST VERY GOOD QUOTE ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, AND (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS.
You and Very Good Quote agree to resolve any claims relating to this Agreement through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below.
Arbitration Procedures. The American Arbitration Association (AAA) will administer the arbitration under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes. The arbitration will be held in the United States county where you live or work, or any other location we mutually agree to, regardless of where you reside. The AAA rules will govern payment of all arbitration fees. Very Good Quote will pay all arbitration fees for claims less than $75,000. If you receive an arbitration award that is more favorable than any offer we make to resolve the claim, we will pay you $1,000 in addition to the award.
Exceptions to Agreement to Arbitrate. Either you or Very Good Quote may assert claims, if they qualify, in small claims court in [Your County, New Jersey] or any United States county where you live or work. Either party may bring a lawsuit solely for injunctive relief to stop unauthorized use or abuse of the Services, or intellectual property infringement (for example, trademark, trade secret, copyright, or patent rights) without first engaging in arbitration or the informal dispute-resolution process described above.
No Class Actions. You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations are not allowed.
Judicial Forum for Disputes. In the event that the agreement to arbitrate is found not to apply to you or your claim, you and Very Good Quote agree that any judicial proceeding (other than small claims actions) will be brought in the federal or state courts of [Your County, New Jersey]. Both you and Very Good Quote consent to venue and personal jurisdiction there.
Miscellaneous
Modification or Suspension of the Website. We reserve the right, at any time and from time to time, to modify or discontinue, temporarily or permanently, the Website or Services, or any part or portion thereof, with or without notice to you. You agree that we will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Website or Services.
Waiver. No waiver by us of any term or condition set forth in this Agreement shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure by us to assert a right or provision under this Agreement shall not constitute a waiver of such right or provision.
Severability. If any provision of this Agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of this Agreement will continue in full force and effect.
Assignment. This Agreement and your rights and obligations hereunder may not be assigned, in whole or in part, by you without our written consent and any attempt by you to do so shall be null and void. We may assign this Agreement to any third party at our discretion.
Entire Agreement. This Agreement, together with any other terms and conditions referenced herein (including without limitation the Privacy Policy), constitutes the entire agreement between you and us and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us, with respect to your use of the Website and all matters referred to herein.
Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the state of New Jersey, without regard to its conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to this Agreement.
Contact Information. If you have any questions about this Agreement, please contact us by email at legal@verygoodquote.com, or mail at [Your Address].
NOTICES REGARDING COPYRIGHT AGENT
In accordance with the Digital Millennium Copyright Act, Very Good Quote has designated an agent to receive notifications of claimed copyright infringement. If you believe that your work has been copied and is accessible on the Website or in the Services in a way that constitutes copyright infringement, please contact Very Good Quote’s agent as set forth below.
Notice. Pursuant to the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c)(2) (“DMCA”), the following information is provided for notifications of claimed copyright infringement:
Name of Agent Designated to Receive Notification of Claimed Infringement: [Your Agent’s Name]
Full Address of Designated Agent to Which Notification Should Be Sent: [Your Address]
Telephone Number of Designated Agent: [Your Phone Number]
Facsimile Number of Designated Agent: [Your Fax Number]
Email Address of Designated Agent: [Your Email Address]
To be effective, the Notification must include the following:
1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online
site are covered by a single notification, a representative list of such works of that site;
3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
4. Information reasonably sufficient to permit the service provider to contact the Complaining Party, such as an address, telephone number, and if available, an electronic mail address at which the Complaining Party may be contacted;
5. A statement that the Complaining Party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
6. A statement that the information in the notification is accurate, and under penalty of perjury, that the Complaining Party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Please note that, pursuant to 17 U.S.C. Section 512(f), any misrepresentation of material fact in a written notification automatically subjects the complaining party to liability for any damages, costs and attorney’s fees incurred by us in connection with the written notification and allegation of copyright infringement.
If you believe that your content has been removed or disabled by mistake or misidentification, please provide Very Good Quote with a written counter-notification containing the following information:
1. Your physical or electronic signature;
2. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;
4. Your name, address, and telephone number, and a statement that you consent to the jurisdiction of Federal District Court for the judicial district in which the address is located, or if your address is outside of the United States, for any judicial district in which Very Good Quote may be found, and that you will accept service of process from the Complaining Party or an agent of such party.
You may submit any notifications of claimed copyright infringement to Very Good Quote’s Designated Agent by email at: legal@verygoodquote.com or by mail at the address set forth above.
Effective Date: [22.02.2024]
Last Updated: [22.02.2024]
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**Note:** This text appears to be a lengthy document outlining the terms of use for a website or online service, likely in the insurance or quotes industry. It covers various aspects, including user-generated content, intellectual property rights, account management, dispute resolution, and more. If you have specific questions about this text or if you need assistance with something particular, feel free to ask!
